Post any financial tip you wish you knew sooner, whether it be budgeting, spending, or saving!

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#TwinklingWatermelons9 One money tip I wish I knew sooner is to save a bit of any money I get, like from allowance or birthday money, before I spend it. I used to just spend first and think I’d save whatever was left, but most of the time there wasn’t anything left. Saving first actually works way better, even if it’s just a little. Submitted: May 10, 2025 12:54:39 AM UTC
發表於: May 14, 2025, 6:32 a.m.
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#TwinklingWatermelons8 lifesaver talaga yung hindi ka mapapadpad sa mga kainan- Submitted: May 7, 2025 8:10:48 AM UTC
發表於: May 7, 2025, 11:09 a.m.
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#TwinklingWatermelons7 It's not the most specific, but using any medium (digital and/or written) to track your expenses and budget EVERYDAY is a great practice. I also plan what to buy and spend on certain occasions, especially if it's a big one. Submitted: May 7, 2025 10:32:23 AM UTC
發表於: May 7, 2025, 10:57 a.m.
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#TwinklingWatermelons6 I believe that financial literacy is a topic of growing importance in the modern day since we, the youth, tend to aways spend our money on things that we don't really need until it's to late and we already spent all of our savings. We tend to just see a new trend and already want to buy that thing just to be 'updated'. However, it is important to learn about the importance of saving money for our future and also considering today's world where financial crises can occur at any point of time. Thus, it is essential to be prepared and learn money saving habits that our future selves will definitely be thankful for. In my opinion, instead of spending all our allowances or earnings at once, we should invest for the future. Submitted: May 5, 2025 11:00:18 AM UTC
發表於: May 7, 2025, 10:37 a.m.
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#TwinklingWatermelons5 you've got to keep track of expenses so you know where you spend your money in; take note on your phone/in a notebook Submitted: May 7, 2025 10:13:28 AM UTC
發表於: May 7, 2025, 10:24 a.m.
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#TwinklingWatermelons4 If you get your allowance, save 20% of it so that you will have savings for later! #savenow, buylater 🫶 Submitted: May 5, 2025 1:56:23 PM UTC
發表於: May 7, 2025, 10:09 a.m.
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#TwinklingWatermelons3 Honestly, I could just make my own coffee, why should I buy outside? Submitted: May 7, 2025 8:00:38 AM UTC
發表於: May 7, 2025, 9:56 a.m.
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#TwinklingWatermelons2 pls wag kayo magpprint sa baba Submitted: May 7, 2025 7:55:16 AM UTC
發表於: May 7, 2025, 9:35 a.m.
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#TwinklingWatermelons1 To learn how to track your expenses! Record every penny. This helps me become aware of my spending habits and how to adjust accordingly to achieve my goals. ☺︎ Submitted: May 7, 2025 7:48:48 AM UTC
發表於: May 7, 2025, 9:24 a.m.
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